FREQUENTLY ASKED QUESTIONS

FAQs

Find answers to your frequently asked questions about the Qualifier lending platform that helps borrowers connect with lenders.​

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About us

Qualifier is an online small business financing platform that helps entrepreneurs connect with loans, solutions and financing options quickly and easily. Founded in 2021, it has already provided loans and financing to over 2,500 businesses totaling over $1 billion. Business owners only need a few minutes of your time to complete our online profile and you will be able to find the small business credit solution that best suits your needs in a secure and transparent environment. With the help of Qualifier, thousands of business owners can make well-informed payment decisions immediately so they can focus on what counts: growing their businesses.

Qualifier offers a variety of loans and other financial solutions to small business owners. From term loans and working capital loans to traditional bank loans, SBA loans, business lines of credit, equipment financing and more, Qualifier’s experienced financing specialists can find the product your business needs to thrive. And for those who belong to minority and underrepresented groups, there are special loan programs available. For example, women- and veteran-owned businesses may apply for loan products that are not available in the general market. No matter the size or shape of your small business, Qualifier is ready and willing to provide the financial support you need.

Qualifier provides financing to business owners quickly; With the proper documents and information in order, it is usually possible to obtain financing within 24 hours. To ensure financing is obtained quickly, we strongly recommend timely submission of all required documentation. Plus, our commitment to privacy means all your information is managed securely so you can receive funds with confidence. Read more about our privacy statement for more details.

By partnering with Qualifier, the only fee you’ll pay is when your financing application closes. You will never have to worry about application or submission fees when creating a funding request with them. Additionally, any trading tools featured on their site or financial calculators are always free to use. This makes their platform incredibly accessible and reliable for many entrepreneurs looking to expand their businesses.

When applying for a qualified financing product, it is important to note that fees may apply. Typically, there is an underwriting fee that lenders charge at closing. Additionally, rates for bank financing products, offered through a financing specialist, may vary depending on the size and type of transaction. For example, when considering loans for commercial real estate, an origination fee is due at closing of the loan. For specific details about rates in your particular situation, we recommend consulting the rater.

Qualifier is the perfect solution for busy business owners looking to quickly and easily access the capital they need. Qualifier streamlines financing, allowing investors to apply online and be fairly evaluated, so they can get between $10,000 and $10 million, all in one application. Qualifier also helps companies grow their businesses through multiple rounds of loans or financings, making it easier for them to succeed without having to juggle multiple separate loans. Qualifier offers a unique way for businesses of all sizes to access the funds they need.

Qualifier is an innovative direct financing provider for small businesses, providing them with unique solutions that simplify the process of acquiring business financing. Qualifier operates through multiple subsidiaries to handle different parts of the financing process. Qualifier, LLC is not a lender itself, but rather brings together small business owners and lenders through its platform. Qualifier also has relationships with leading banks and financial institutions that can issue loans using Qualifier’s lending platform. Ultimately, these relationships work together to provide financial solutions to small business owners that fit their goals and needs.

Business Solutions

Qualifier provides financing to business owners quickly; With the proper documents and information in order, it is usually possible to obtain financing within 24 hours. To ensure financing is obtained quickly, we strongly recommend timely submission of all required documentation. Plus, our commitment to privacy means all your information is managed securely so you can receive funds with confidence. Read more about our privacy statement for more details.

Qualifier offers a variety of loans and other financial solutions to small business owners. From term loans and working capital loans to traditional bank loans, SBA loans, business lines of credit, equipment financing and more, Qualifier’s experienced financing specialists can find the product your business needs to thrive. And for those who belong to minority and underrepresented groups, there are special loan programs available. For example, women- and veteran-owned businesses may apply for loan products that are not available in the general market. No matter the size or shape of your small business, Qualifier is ready and willing to provide the financial support you need.